Privacy Policy

Effective Date: July 13, 2026

Niran Kulathungam (“Niran Kulathungam,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information entrusted to us.

This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you:

  • Visit or interact with our website;

  • Subscribe to The Briefing or another newsletter;

  • Download a guide, checklist, audit, toolkit, or other resource;

  • Submit a contact, consultation, application, or registration form;

  • Register for a course, program, event, membership, or advisory service;

  • Communicate with us by email, telephone, social media, or another channel; or

  • Otherwise interact with our services, content, programs, and related offerings.

By using the website or providing personal information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

The personal information we collect depends on how you interact with us.

Information You Provide Directly

We may collect information such as:

  • Your name;

  • Email address;

  • Telephone number;

  • Mailing or billing address;

  • Professional title, company, or organization;

  • Information about your business, leadership responsibilities, investment interests, real-estate experience, or advisory needs;

  • Information submitted through contact, application, registration, assessment, or intake forms;

  • Newsletter and communication preferences;

  • Messages, questions, feedback, survey responses, or testimonials;

  • Account or program registration information;

  • Transaction, billing, and purchase information; and

  • Any other information you voluntarily provide.

This information helps us operate, secure, understand, and improve the website.

2. How We Collect Information

We may collect personal information:

  • Directly from you;

  • Through website forms and registrations;

  • Through newsletter and resource-download forms;

  • During consultations, coaching, programs, events, or advisory engagements;

  • Through email, telephone, video conference, or social media communications;

  • Through cookies and similar technologies;

  • Through payment, scheduling, email, customer-relationship management, analytics, hosting, or other service providers;

  • From referral partners when you have authorized the referral; and

  • From publicly available sources where permitted by law.

3. How We Use Personal Information

We may use personal information to:

  • Respond to inquiries and requests;

  • Provide requested resources, newsletters, communications, programs, or services;

  • Evaluate whether an advisory, coaching, educational, or business relationship may be appropriate;

  • Schedule consultations, meetings, or events;

  • Administer courses, memberships, programs, and private communities;

  • Process and manage transactions;

  • Maintain client, participant, subscriber, and business records;

  • Personalize website content and communications;

  • Send operational, administrative, and service-related messages;

  • Send newsletters, insights, invitations, announcements, and promotional communications where permitted;

  • Understand how visitors use the website;

  • Improve our content, programs, services, marketing, and website experience;

  • Detect, investigate, and prevent fraud, misuse, security incidents, or unlawful conduct;

  • Enforce our agreements and policies;

  • Comply with legal, regulatory, tax, accounting, and contractual obligations; and

  • Carry out another purpose disclosed at the time of collection or authorized by you.

We will not use personal information for a materially different purpose without obtaining additional consent where required.

4. Consent and Marketing Communications

We collect, use, and disclose personal information with your consent or as otherwise permitted or required by applicable law.

When you voluntarily subscribe to The Briefing, request a resource, register for an offering, or select a marketing option, you may consent to receive relevant communications from us.

Marketing communications may include:

  • Newsletters and strategic insights;

  • New articles, videos, and resources;

  • Program, event, or course announcements;

  • Invitations and registration opportunities; and

  • Information about advisory, coaching, real-estate, leadership, or related services.

You may unsubscribe at any time by using the unsubscribe link included in our emails or by contacting us at [email protected]

Unsubscribing from marketing messages will not prevent us from sending transactional, administrative, security, or service-related communications when necessary.

5. Cookies and Similar Technologies

The website may use cookies, pixels, analytics tools, tags, and similar technologies.

These technologies may be used to:

Some cookies are necessary for the operation of the website. Other cookies, including analytics or advertising cookies, may be optional depending on applicable law.

  • Keep the website functioning properly;

  • Remember visitor settings and preferences;

  • Understand website traffic and engagement;

  • Measure the performance of pages, forms, and campaigns;

  • Improve website design and content;

  • Detect technical or security issues; and

  • Support relevant communications and advertising, where permitted.

Additional information may be provided in our separate Cookie Policy.

You may adjust cookie settings through your browser or through any cookie-management tool made available on the website. Blocking certain cookies may affect website functionality.

6. When We Share Personal Information

We do not sell or rent personal information.

We may disclose personal information to the following parties where reasonably necessary:

Service Providers

We may use third-party providers for services such as:

  • Website hosting and development;

  • Email delivery and marketing;

  • Customer-relationship management;

  • Form and survey management;

  • Scheduling and video conferencing;

  • Cloud storage;

  • Analytics;

  • Payment processing;

  • Course or membership administration;

  • Advertising and campaign measurement;

  • Information technology and cybersecurity;

  • Accounting, legal, and professional services; and

  • Other operational support.

These providers may process information only as needed to provide services to us, subject to their contractual and legal obligations.

Professional Advisors

Information may be disclosed to lawyers, accountants, insurers, consultants, or other professional advisors when reasonably necessary.

Legal and Safety Requirements

We may disclose information when we reasonably believe disclosure is necessary to:

  • Comply with a law, regulation, court order, subpoena, or lawful government request;

  • Protect our legal rights, property, systems, or interests;

  • Enforce an agreement or policy;

  • Investigate suspected fraud, misuse, or unlawful conduct;

  • Protect the safety of an individual; or

  • Prevent or respond to a security incident.

Business Transactions

Personal information may be transferred as part of a proposed or completed merger, financing, restructuring, sale, acquisition, transfer of assets, or other business transaction, subject to appropriate confidentiality protections.

With Your Direction or Consent

We may disclose information to another party when you direct us to do so or provide consent.

7. International and Cross-Border Processing

Some service providers may store or process personal information outside your province, territory, or country, including in Canada and the United States.

As a result, information may be subject to the laws of the jurisdiction where it is processed and may be accessible to courts, governments, law-enforcement authorities, or regulators in that jurisdiction.

We take reasonable steps to work with service providers that maintain appropriate privacy and security protections.

8. Information Retention

We retain personal information only for as long as reasonably necessary to:

  • Fulfil the purposes for which it was collected;

  • Maintain appropriate business, transaction, consent, and communication records;

  • Provide services and administer ongoing relationships;

  • Resolve disputes;

  • Enforce agreements; and

  • Meet legal, tax, accounting, regulatory, and reporting obligations.

Retention periods vary depending on the nature of the information and the reason it was collected.

When information is no longer reasonably required, we may securely delete, destroy, or anonymize it.

9. Information Security

We use reasonable administrative, technical, organizational, and physical safeguards designed to protect personal information against:

  • Loss or theft;

  • Unauthorized access;

  • Improper use or disclosure;

  • Alteration;

  • Destruction; and

  • Other forms of misuse.

However, no website, email system, database, or Internet transmission can be guaranteed to be completely secure. You provide information electronically at your own risk.

You are responsible for protecting any password or account credentials associated with our services and for informing us promptly if you believe an account or communication has been compromised.

10. Your Privacy Choices and Rights

Subject to applicable law, you may request that we:

  • Confirm whether we hold personal information about you;

  • Provide access to personal information we hold;

  • Correct inaccurate or incomplete information;

  • Update your communication preferences;

  • Withdraw consent to certain uses;

  • Delete information that is no longer required;

  • Provide information about how your information has been used or disclosed; or

  • Address a privacy-related question or complaint.

Some rights may be subject to legal exceptions. We may need to verify your identity before fulfilling a request.

Withdrawing consent may affect our ability to provide certain information, resources, programs, or services.

Requests may be submitted to [email protected]

11. Third-Party Websites and Platforms

The website may contain links to third-party websites and platforms, including related organizations, social media services, payment providers, scheduling tools, course platforms, video platforms, and external resources.

We do not control the privacy, security, content, or operating practices of third parties. This Privacy Policy does not apply to information collected directly by those third parties.

You should review the applicable privacy policy before providing information to an external website or platform.

12. Testimonials, Reviews, and Media

We will obtain appropriate permission before publishing an identifiable testimonial, review, photograph, video, case study, or similar contribution where consent is required.

Separate releases or permissions may apply to event recordings, interviews, media appearances, and promotional content.

13. Children’s Privacy

The website and services are intended primarily for adults, professionals, business owners, leaders, and investors.

They are not directed to children, and we do not knowingly collect personal information from individuals under the age of 16 without appropriate consent.

A parent or guardian who believes that a child has provided personal information may contact us so that we can review and, where appropriate, remove the information.

14. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes to:

  • Our website or services;

  • Our information-handling practices;

  • Technology;

  • Service providers; or

  • Legal and regulatory requirements.

The updated version will be posted on the website with a revised effective date. Material changes may also be communicated through another appropriate method.

Your continued use of the website after an updated Privacy Policy is posted signifies your acknowledgement of the updated policy.

15. Contact Us

Questions, requests, or complaints regarding this Privacy Policy or our handling of personal information may be directed to:

Niran Kulathungam